What’s new in Shopify

Due to new legal requirements in Texas, Shopify Capital began collecting repayments through Shopify Payments for new financing originated on or after September 1, 2025.

For these financings, the repayment amount is automatically deducted from each day’s Shopify Payments payout before the payout is deposited into the merchant’s bank account.

Please note:
This change applies only to new Shopify Capital loans or Capital Flex accounts originated on or after September 1, 2025. Repayments for financings originated before this date will continue to be collected through ACH direct debit.